Financial Toolkit
Interactive calculators and tools to help you make informed financial decisions
Available Calculators
Investment Growth Calculator
Visualize how your investments could grow over time with different contribution amounts, time horizons, and rates of return.
Portfolio Projections
Risk Analysis
Compound Interest
First Home Buyer Calculator
Plan your path to homeownership with our comprehensive calculator that helps you understand costs, savings goals, and affordability.
Down Payment Planning
Mortgage Estimates
Affordability Analysis
TFSA Contribution Calculator
Track your TFSA contribution room, avoid over-contribution penalties, and understand how withdrawals affect your future contribution limits.
Contribution Tracking
Room Calculation
Withdrawal Planning
RRSP Tax Savings Calculator
Calculate the tax savings from RRSP contributions based on 2025 tax brackets for Ontario residents.
Tax Bracket Analysis
Contribution Planning
Savings Visualization
Sustainable Withdrawal Strategy
Compare living off income vs. capital drawdown to see the impact on long-term wealth.
Retirement Planning
Income Strategies
Capital Preservation
Income Tax Calculator
Calculate your federal and provincial income tax for 2025 with detailed breakdown by tax bracket.
2025 Tax Brackets
All Provinces
Marginal Rates
Large Purchase Calculator
Compare lump sum vs financing vs saving strategies for major purchases like cars, boats, or renovations.
Scenario Analysis
Net Worth Impact
Optimal Strategy
Coming Soon
Tax-Free First Home Savings Account (FHSA) Calculator
Maximize your FHSA benefits and see how this tax-advantaged account can accelerate your home buying journey.
Advisor Tools
Need personalized advice?
Joe can help you create a customized home buying strategy that aligns with your long-term financial goals.
• Retirement planning alongside home ownership
• Tax optimization strategies
• Investment portfolio balancing
• Insurance needs assessment
Talk with Joe
McLaughlin Financial Group
1 Elora Street North, Unit 1
Harriston, Ontario
Phone: 519-510-0411
Email: info@mclaughlinfinancial.ca